How Many Credits Do You Need to Graduate College? [2024 Guide]

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How many credits do you need to graduate college? There are a few different answers to that question, depending on the programs and schools that you are interested in.

Credits to Graduate College

Typically, bachelor’s degree programs require the most credits to complete. Associate’s and master’s degree programs are generally shorter in length and require fewer credits to complete.

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Academic credits ensure that your time spent in school is measured and accounted for, allowing you to qualify for graduation.

How Many Credits Do You Need to Graduate College?

college credits

Let’s start with the basics. What is a college credit? It can be helpful to think of credits as a form of measurement that tallies up the amount of work put into a course or program. Generally, 1 credit is equal to about one hour of time in the classroom paired with a weekly total of two hours of homework.

In order to graduate with a bachelors degree, you generally need to earn 120 college credits. This typically takes students around 4 years to complete while enrolled in school full-time. While it may be tempting to register for any and all courses that pique your interest, that will not necessarily lead you to your degree.

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So if you find that you have a lot of college credits but no degree, it’s beneficial to be intentional with the type of courses that you take. This will help ensure that you are eligible for graduation and will earn a degree in your chosen field. While specific degree programs will vary between colleges, you can expect the credits you earn to come from general education requirements, electives, and your specific area of study.

These course categories ensure that you cover some basics, have a chance to explore new topics, and learn what you need to become competent in your chosen focus.

How Many Credits Do You Need for an Associate’s Degree?

Associate's Degree college credits

An associates degree can be completed in a shorter amount of time than a bachelors degree, typically taking about 2 years to earn. Because these programs are half the length of a bachelors degree program, they require you to earn around 60 credits.

Many people use this degree as a stepping stone toward earning their bachelors degree. Credits earned in an accredited associate’s degree program can often be transferred to a 4 year program in the future. In addition to being a useful way to work toward a higher degree, associates degrees can also help prepare you for the workforce and equip you with specific skill sets.

How Many Credits Do You Need for a Bachelor’s Degree?

To earn a bachelors degree, you will typically earn 120 credits. The kind of credits that you earn play an important part in this process.

Four-year degree programs follow a structure that outlines the necessary courses to be completed in order to qualify for graduation. The specific courses that you will be required to take as you earn your degree will depend on the educational institution you attend, but your credits will come from the following categories.

General Education Requirements

bachelors degree General Education Requirements

These will be basic courses that encompass many different areas of study. Every college has a unique list of course offerings that can be taken to satisfy general education requirements. You will likely take classes in areas including literature, science, math, and history.

You may spend a majority of your first few years in a bachelors program fulfilling general education requirements. It can be helpful to use this time to find the topics that spark your interest. This can often lead to the discovery of unexpected passions or the declaration of a new major.

Area of Study

Courses for your specific area of study will begin after you have chosen a major. Paired with general education requirement courses, these will make up the bulk of your total credits.

These courses will be more focused and intense than classes that fall under either general education requirements or free electives. You will often have choices within your area of study that allow you to tailor your degree toward your own interests within the field.

Free Electives

bachelors degree free electives

As the title suggests, these courses are entirely up to you. You can elect to participate in classes that explore any number of subjects, giving you a diverse and personal college experience.

As opposed to the other two categories, elective courses compose a relatively small amount of your total credits. Out of your 120 credits, only about 30 of those will come from free electives.

How Many Credits Do You Need for a Master’s Degree?

Unlike credits for bachelor degree or associate degree programs, the number of credits needed to complete a masters often varies between programs.

Depending on your chosen field and the experience that you have, a masters degree usually takes around 1 to 2 years to earn. Typically, this will mean that you complete between 30 credits and 60 credits by the end of your program.

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Although master’s degree credits can be completed in a shorter amount of time, these programs provide an opportunity to become an expert in a given field. This can often increase your appeal to employers as they search for reliable and prepared candidates.

What Are College Credits?

What Are College Credits

College credits are earned by taking college courses and completing the accompanying hours of homework and study time. While it can vary between schools, 1 hour of class per week is typically equal to 1 credit earned for the course as a whole.

Credits provide a way to measure the amount of time and effort put into an educational program. They also offer a structured way to determine who is qualified to apply for graduation and earn their degree. While most college credits are earned by taking higher education courses, you can also earn these credits by completing advanced placement (AP) classes in high school.

Enrolling in AP courses and passing the final exams at the end of the year can add to your total number of credits earned. In turn, this can increase your flexibility in choosing your classes during your first year of college.

1 Credit Hour Is Equal to How Many Hours?

college credit hours

If you are enrolled in a typical 16 week semester, you can think of 1 college credit as equal to 1 hour spent in class per week. While the amount of credits earned per class does vary, you will usually find that one course is worth 3 credits.

The number of semesters in a year remains consistent at 2, usually “fall” and “spring,” and most students earn 12-15 credits per semester.

Not only do college credit hours provide a numerical way to measure the amount of time spent in the classroom, but they also ensure that students are not overwhelmed by their course load. You can expect to spend about 2 hours of outside study each week per every credit taken.

How Many Credits Can You Transfer to a University?

If you are switching schools, returning to school, or moving to a 4 year program, ensuring that your credits are transferable is very important. Transfer credits can impact how long it takes you to finish a program as well as what courses you will be required to take.

Whether or not your credits are transferable will depend on the colleges that you apply to. While most bachelors programs will accept some of the credits you have earned, you will rarely be able to transfer all of your acquired credits. Colleges typically have a maximum number of transfer credits that they’ll accept, and transfer-friendly schools tend to accept a higher number of transfer credits.

How Many Years Is 60 College Credits?

transfer college credits to university

How many years it takes to complete 60 college credits will depend on whether you are enrolled in school full-time and whether you take courses over the summer.

Usually, full-time students complete about 15 credits per semester. At this pace, with summers off, it would generally take you 2 years to earn 60 credits. If you choose to take classes during the summer, this may add about 9 credits to your total earned, which can help you reach 60 credits more quickly.

How Many College Credits Do You Need to Graduate in 4 Years?

While the number of required credits to graduate college in 4 years can vary between programs, you typically need to complete 120 to 180 credits to earn your bachelors degree.

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These credits will be split between general education requirements, free electives, and specific courses pertaining to your major. In addition to meeting a certain number of credits, it’s also necessary to meet the minimum grade point average and residence credit requirements for your school. These are unique to each institution and can be researched prior to applying.

What’s the Difference Between a Double Major vs. Minor?

The main difference between these two options is that a double major lets you earn one degree in two main disciplines, while a minor lets you complete a lesser field of study in addition to your major.

Double Major Minor
  • One degree in two main disciplines
  • Allows you to study two main disciplines
  • Requires more coursework than a minor
  • May provide an advantage for graduate school or career applications
  • Allows you to pursue a secondary field of study in addition to your major discipline
  • Requires less coursework than a major
  • Demonstrates a strong work ethic and provides a broader education

Both of these options can allow you to explore more than one subject area. Whether a minor or double major is right for you will depend on your educational and career goals.

Earning Your College Credits Online

Earning Your College Credits Online

There are many different programs and accredited schools that will provide you with the opportunity to earn your college credits online.

Choosing the specific school and degree program that is right for you will often require some research and an understanding of your own educational goals and unique interests. The sooner you start exploring regionally accredited schools, the sooner you may begin earning your college credits on campus or online.

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Molly Doyle
WRITTEN BY
Molly holds a B.A in Literature from the University of California - Santa Cruz and a Master of Arts in Teaching from the University of San Francisco. A Seattle-based educator, Molly focuses on student-centered instruction and creating culturally responsive curriculum.